Freeze breaks in Georgetown houses turn up in a short list of places, and which one depends on the part of town you are in. On the slab stock the splits are in attic runs sitting above the insulation instead of under it, and in the stub-outs where a line passes through an exterior wall to a hose bib. In the older houses around the Square, where the floor sits over a crawl space, the supply runs hang in open air under the house with nothing but a skirt between them and the weather. Service lines here also run shallow, because the ground turns to Edwards limestone not far down, so a long freeze reaches the yard side sooner than it would in deep soil.
What sets these apart from an ordinary burst pipe is who was home. A freeze break happens when the house is at its coldest and least attended, so the water goes into cavities that are already cold, and the loss gets discovered by whoever opens the door rather than by whoever heard it. We ask what we can record on arrival: where the thermostat was set, whether the water was off at the main, which fixtures were left open. Those details end up mattering to the claim more than most homeowners expect.
Proving where the water went, then proving it left
Very little of what a freeze break releases ends up somewhere anybody can see it. A thermal camera finds the cold wet zones inside the assembly and a meter confirms what is actually wet and how far it traveled from the split, and only then does anything get opened. The base comes off along the run, saturated batt is pulled out through the gap, and warm dry air goes in behind the drywall while dehumidifiers take that moisture out of the room rather than letting it migrate next door. Monitoring runs against a reference room that stayed dry, and what you get at the end is the curve those points followed rather than one reading on the last day.
- Thermal and meter mapping before a single opening is cut
- Saturated batt drawn out through the base gap instead of a torn-out wall
- The conditions found on arrival recorded for the freeze claim
- A monitoring log an adjuster can follow, not one number on the last day

A plumber puts the pipe back in service; we handle the water it left in the building, and the two crews regularly work the same day. One honest note on coverage: a sudden burst is the accidental loss a Texas homeowners policy is written around, but many policies exclude freeze damage in a home left unheated and unattended, which is the whole reason insurers keep telling you to leave the heat up when you travel. We document what we find and your carrier decides. Call (512) 271-5099 any hour.










